Buy vs. Lease

Are you ready to start shopping for a new vehicle for your Marrero commutes? There is more than one financial path you can take that leads to your new vehicle. Leasing and financing both offer different benefits and the decision is ultimately based on your needs, what you can afford, and what you want. Explore the paths of buying vs. leasing to see which most aligns with your life.

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Benefits of Buying

  • No Mileage Restrictions: If you frequently travel with your vehicle beyond the New Orleans area, you may want to consider buying. Without mileage limits like you get on a leased vehicle, you’re free to drive as much as you want.
  • Total Ownership: When you purchase a vehicle, it is truly yours which means you can do whatever you please with it.
  • Customization: Since you are the owner, you can customize your vehicle to fit your personal style and performance needs with a variety of accessory options.
  • Ability to Sell: You are not locked into a lease agreement, so you have the option to sell your vehicle if you see fit.
  • Financing Options: The car buying process is a little more straightforward than leasing, though neither is a massive headache. Your credit score can also impact your decision as buying is generally open to those without perfect, or great, credit scores. When buying, you can also refinance your loan to lower your interest rate and monthly payments.
  • Less Cost Over Time: The initial cost of a purchased vehicle is more, but that investment can offset it’self over time as the vehicle becomes less expensive to own the longer you have it.
Car salesman giving the key of the new car to couple

Benefits of Leasing

  • Lower Payments: From your monthly payments to down payments, when you lease a vehicle those costs will be much lower than buying.
  • Less Sales Tax: In most states, leasing a vehicle drastically lowers sales tax. In some areas, you only have to pay tax on the amount you put forth in the down payment and for the monthly payments.
  • Trade-Ins: Once your lease agreement ends, returning the vehicle is simple Head to your local Harvey dealership, pay any remaining fees, and drive away in your next vehicle of choice.
  • Great Coverage: You don’t have to worry about unexpected maintenance costs or warranty issues. As long as you stay under the mileage limit, everything is covered!
  • Options: Leasing allows you to stay in the newest models with the most up-to-date tech every time you lease a new vehicle. You’ll have tons of options and be able to find the perfect model and features for you.
  • High Approval Rate: If you have been denied for a car loan, you may still qualify for a lease. Leasing offers the benefit os higher approval ratings.
Man with car keys

Learn About Leasing and Financing Options at Ray Brandt Chrysler Dodge Jeep Ram

Whatever you choose, remember the decision is based entirely on your personal needs and financial situation. If you need more help deciding, the experts at our Harvey finance center are here to help. Explore all of our Chrysler, Dodge, Jeep, Ram leasing and financing specials, and head over to our dealership near Gretna to find your next vehicle. You can even learn more about financing a car with bad credit.

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1660 Westbank Expy • Harvey, LA 70058

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Ray Brandt Chrysler Dodge Jeep Ram 29.9012767, -90.0672041.