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How to Get a Car Loan With Bad Credit

Auto loan paperwork

Wondering how to get a new car with bad credit? Well, picking up a vehicle is usually tougher than it is for those with good credit, but it doesn’t have to be, and it’s certainly possible to get a good deal when you turn to the right financing team. The professionals at Harvey are ready to help whether you have good credit or bad, so read on to learn how we can make it happen, then check out all the models in our new vehicle inventory.

How Can You Finance a Car With Bad Credit?

To get started, simply apply for financing online using our handy form. We’ll then put together a payment plan that works around your needs and takes your own unique situation into account, including your credit and budget. At Ray Brandt Chrysler Dodge Jeep Ram, we always keep this process as simple and stress-free as possible.

How Can I Get a Car Loan With Bad Credit?

Getting a car loan with bad credit doesn’t have to be a struggle – you simply need to know and apply a few tricks to make sure you know what you can handle financially. Here are just a few key rules to follow:

  • Set a Budget: Work out exactly how much you can afford to pay each month before starting. Don’t bother looking for models across Marrero that are outside your budget.
  • Save a Large Down Payment: Having a larger down payment makes you less of a risk for lenders and helps bring down your monthly payments.
  • Clean Up You Credit: Sometimes you can bring up your credit score relatively quickly by addressing any negative issues.
  • Explore All Options: You should consider the pros and cons of buying, leasing, and other options.
Key ring and calculator

Improve Your Credit Score

One of the great things about getting a car loan when you have poor credit is the opportunity to build a stronger credit score for future purchases. By making all your payments on time, you’ll clean up your credit score and have a better chance of getting a more advantageous deal in the future.

Finance a Car with Bad Credit at Ray Brandt Chrysler Dodge Jeep Ram

We’ve help drivers from Marrero, New Orleans, and beyond find their perfect deal, even without the best credit score. Whether you want to value your trade, hear about our new vehicle specials, or simply talk through financing options, feel free to contact us today!

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1660 Westbank Expy • Harvey, LA 70058

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Ray Brandt Chrysler Dodge Jeep Ram 29.9012767, -90.0672041.